Provider

Minimum Salary-AED

Annual Fee-AED

Rate

Reward

The American Express Platinum Credit Card

AED 22,500

NO

2.99%

• Complimentary access to Membership Rewards. Every AED 4 of spend = 2 MR Points
• Local Selects Offers

The American Express Gold Credit Card

AED 16,500

AED 395

2.99%

• Emirates Skywards Miles
• Etihad Guest Miles
• Flying Blue Miles
• Asia Miles
• British Airways Avios
• Delta SkyMiles
• Gulf Air Falcon Flyer Miles
• Iberia Avios
• Qatar Airways QMiles
• Royal Plus Miles

The Dubai Duty Free American Express Card

AED 16,500

AED 175

2.99%

• 10% Savings at Dubai Duty Free
• Local Selects Offers

Citi Prestige

AED 30,000

AED 1500

2.79%

• Complimentary 4th night hotel, unlimited access to airport lounges
• Buy 1 get 1 free at cinemas in dubai and abudhabi
• 3 Citi Reward Points on every US dollar

EMIRATES-CITIBANK ULTIMATE

AED 18,000

AED 800

2.99%

• 1.25 Skywards Miles on every US dollar of purchases in foreign currency, and 1 Skywards Mile for every US dollar of purchases in local currency.
• Benefit from 0% interest for 3 months on Emirates tickets purchased in AED through www.emirates.com
• Enjoy unlimited complimentary access to 500+ airport lounges, complimentary golf and much more

ADCB TouchPoints Platinum Credit Card with MyChoice*

AED 15,000

AED 750

2.99%

• Collect 2 Citi Miles on every US dollar of purchases in foreign currency, and 1.5 Citi Miles for every US dollar of purchases in local currency.
• Enjoy unlimited complimentary access to 500+ airport lounges, complimentary golf, Buy 1 Get 1 free movies tickets and much more

CITILIFE PLATINUM

AED 8000

AED 300

2.99%

• 2.5 Citi Dollars on every AED of purchases in foreign currency, and 1.5 Citi Dollars for every AED of purchases in local currency.
• Get 2 for 1 movie tickets at VOX Cinemas when you purchase through www.voxcinemas.com.
• Get 2 for 1 movie tickets at VOX Cinemas when you purchase through www.voxcinemas.com.

CITI SIMPLICITY

AED 5000

NO

2.99%

• No annual membership fee
• No late fee, cash advance fee or over limit fee
• Balance transfer at no interest for 6 months
• Unlimited lounge access in selected airport lounges across the Middle East

ADCB-Simply Life Credit Card

AED 5000

NO

3.25%

• Receive 1.5% cash back on all your purchases.
• Receive two movie tickets free when you make monthly purchases worth AED 1,500 or more.
• Marhaba Lounge access

HSBC-Black Credit Card

HSBC Premier account customer

AED 2,000

2.25%

• 1 Air Mile for spends in dirhams 1.5 Air Miles for spends in a foreign currency
• Cinema discount tickets
• Valet parking

HSBC Premier Credit Card

HSBC Premier account customer

NO

2.25%

• 1 Air Mile
• Cinema discount tickets
• Valet parking

HSBC Advance Credit Card

HSBC Advance account customer

NO

2.99%

• 1 Air Mile
• Cinema discount tickets
• Valet parking

Ferrari Infinite Card

AED 15,000

No fee for 1st year

2.99%

• 1 Air Mile
• Cinema discount tickets Valet parking
• Valet parking

ADIB Cashback Platinum Card

AED 5,000

AED 1000 Free for the first year

3.09%

• 1% flat Cashback
• Valet parking at select locations in the UAE
• Free roadside assistance

ADIB-Cashback Gold Card

AED 5,000

AED 500 Free for the first year

2.99%

• 1% flat Cashback
• Free roadside assistance

ADIB EDGE Card

AED 30,000

AED 750 Free for the first year

2.99%

• 10% cash back on all dining spend in the UAE
• 2.5 rewards points for every 1 AED spent
• Free rounds of golf at select golf courses
• Free Roadside Assistance 24/7 across the UAE

ADIB - Value+Card

AED 5,000

AED 0

3.09%

• Get rewarded for your local and international spend
• Enjoy up to 25% discount on select dining outlets across the UAE.
• Access to airport lounges across the GCC/MENA region

Infinite Credit Card

AED 40,000

AED 0

3.09%

• Complimentary lounge access
• Air Ticket Discount up to 5%
• Movie Cash-back
• Complimentary Golf

ADCB Touch Points Platinum, Titanium, Gold and Classic cards

AED 5000

AED 0

3.09%

• 5 points / 1 AED
• Movie Cash Back
• Lounge Access
• Golf Access

Lulu Cards Platinum, Titanium,Standard

AED 5000

AED 0

3.09%

• 1.25 LuLuPoints
• Complimentary Lounge Access
• Exclusive Promotions at LuLu

ADCB Etihad Platinum Card

AED 5000

AED 500

2.99%

• Earn 1 Etihad Guest Mile for every USD 1 spent locally.
• Earn 50% bonus miles when you use your Platinum card for purchases at Duty Free stores or for lodging expenses.
• Purchases in the category of Supermarkets, Government Services, Utilities and Education will earn 0.75 Etihad Guest Miles per USD 1.

Visa Platinum Credit Card

AED 10,000

AED 150

1.5%

• Low interest rate of 1.5% p.m.
• Exclusive Premium travel perks
• Exclusive Premium shopping and lifestyle benefits

Master Platinum Credit Card

AED 10,000

AED 150

1.5%

• Low interest rate of 1.5% p.m.
• Exclusive Premium travel perks
• Exclusive Premium shopping and lifestyle benefits

CBD-World MasterCard

AED 100,000

AED 0

1.50%

• MasterCard Moments Privileges
• Complimentary access to Mina A'SalamTalise Fitness Club
• Variety of travelling benefits
• Free Travel Insurance and Purchase

CBD-Visa Infinite

AED 15,000

AED 0

1.50%

• No annual fee with interest rate starting from 1.5% per month on purchases
• 0% interest for 12 months on Easy Installment Plan
• Complimentary access to Mina A'SalamTalise Fitness Club
• Airport Lounge Access and other travelling benefits
• Free Travel Insurance and Purchase Protection

CBD-Visa Signature

AED 15,000

AED 0

1.50%

• No annual fee with interest rate starting from 1.5% per month on purchases
• 0% interest for 6 months on balance transfers from other banks
• 0% interest for 12 months on Easy Installment Plan
• Free Travel Insurance and Purchase Protection

Commercial Bank of Dubai-Visa Classic Credit Card

AED 8,000

AED 0

1.50%

• No annual fee with interest rate starting from 1.5% per month on purchases
• 0% interest for 6 months on balance transfers from other banks
• Free Travel Inconvenience Insurance
• Attijari Points Rewards Programme

Commercial Bank of Dubai-MasterCard Gold

AED 10,000

AED 0

1.50%

• No annual fee with interest rate starting from 1.5% per month on purchases
• 0% interest for 6 months on balance transfers from other banks
• Free Travel Inconvenience Insurance
• Attijari Points Rewards Programme

Commercial Bank of Dubai

AED 10,000

AED 0

1.50%

• No annual fee with flexible credit limit
• Only for online transactions
• Attijari Points Rewards Programme
• Flexible payment options

FGB-DU Credit Card

AED 8,000

AED 0

3.25%

• 10% discount on your du post-paid line bill payments with du Auto payment setup
• 10% discount on your du Smart Phone Privilege Plan monthly data charges posted on your monthly bill and paid with du Auto payment setup
• 10% discount on du home services bill payments with du Auto payment setup
• 10% worth of bonus credit on prepaid lines recharges with scheduled recurring recharge du Auto payment setup

Abu Dhabi Platinum Card

AED 15,000

AED 550

3.25%

• Buy 1 Get 1 Free at Cinemas
• Airport lounges
• Discounts at Yas Water world in Abu Dhabi
• Complimentary Valet Parking

FGB- Abu Dhabi Titanium Card

AED 8,000

AED 500

3.25%

• Buy one get one free movie tickets
• Redeem First Points to pay utility bills
• Lucky Draw prizes
• Credit and wallet shield

Ferrari Infinite Card

AED 12,000

AED 550

3.25%

• UP to 15% off on ferraristore.com and chance to drive a Ferrari
• Free global lounge access
• Buy 1 get 1 free VOX GOLD movie tickets
• 1 fine dining point for every AED1

Gold Card

AED 5,000

AED 500

3.25%

• Roadside assistance
• 1 First point for every 1 AED spent
• 1 mile for every USD 1 spent locally,2 miles for every USD 1 spent internationally
• Complimentary meet and greet service

Emirates NBD-Platinum Credit Card

AED 18,000

AED 700

3.09%

• Complimentary access to over 500 premium airport lounges
• VISA/MasterCard will earn 0.4% Points i.e. for a spend of AED 1,000
• You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance

Emirates NBD-Manchester United Credit Card

AED 10,000

AED 250

3.09%

• Welcome Gift
• Complimentary Gift - The Manchester United 'RED Box'
• 2X on all international spend
• 5X RED Points on all Dining spends
• 10X RED Points on Sports Good Stores

Emirates NBD-Titanium Credit Card

AED 10,000

AED 400

3.09%

• 5% discount on air tickets and up to 10% discount on holiday packages
• VISA/MasterCard will earn 0.4% Points i.e. for a spend of AED 1,000
• Salik Auto Top Up

Emirates NBD-Skywards Signature Credit Card

AED 10,000

AED 700

3.09%

• 10,000 Skywards Miles on payment of the joining fee.
• Airport lounge access
• Discounts on air tickets and holiday packages
• Domestic retail spends 0.75 base miles

Emirates Islamic-Cashback Card

AED 5,000

AED 350

2.99%

• 10% cash back on Etisalat and Du spends
• 5% cash back on Electronics stores
• 1% cash back on all other purchases

Emirates Islamic Abu Dhabi Rewards Card

AED 5,000

AED 0

0.00% Shari'a Compliant card

• Earn 2 choice points for every Dirham spent on your credit card
• Redeem them against your annual fee, airline miles, entertainment, leisure, communication, supermarkets, electronics and jewellery stores

Samba-Platinum Credit Card

AED 20,000

AED 0

2.89%

• Movies- Get 50% cashback on movie tickets anywhere in the world, anytime & online too.
• Duty Free- Family and friends are easier to please with 10% cashback on all Duty Free stores around the globe
• up to 5% cashback on all airline ticket

Samba Platinum Shopping Credit Card

AED 20,000

AED 0

2.80%

• Department stores, Ready-to-wear Apparel, Sportswear, Handbags, Footwear and Accessories, Cosmetics & Perfumes: Accelerated cashback of up to 10%
• Jewellery & watches: Accelerated cashback of up to 5%
• Electronics, Furniture & Home Decor: Accelerated cashback of up to 5%
• Other Retail Transactions: What's more, you can get 1% cashback on all other purchases

Samba Titanium Credit Card

AED 10,000

AED 0

2.89%

• 50% cashback on movie tickets
• 10% cashback on entertainment spends
• 5% cashback on all purchases made at supermarket
• 3% cashback on all utility bill payments

Samba Alkhair Credit Card

AED 25,000

AED 0

0.00%

• 5% Cash Back on your purchases with no minimum spend
• 50% cashback on cinema tickets
• Free Valet Parking! As a a Samba Al-Khair Platinum Cardholder, you will receive 2 FREE valet parking services a month at Dubai International Airport Terminal 1 & Terminal 3

najm visa blue card

AED 5,000

AED 0

3.25%

• Earn 2% Cashback at Carrefour and 1% Cashback on all your other spends thereafter
• Automatic rewards redemption through Carrefour voucher redeemable at all Carrefour stores across the UAE
• Dedicated check-out counters at all Carrefour Hypermarkets. For a list of Carrefour with dedicated check-out counters, please click here
• Enjoy up to 12 months 0% Easy Payment Plans at Carrefour and select merchants and easily convert your purchases into Easy Payment plans with a click with enajm

Najm Voyager Credit Card

AED 15,000

AED 499

2.99%

• 75,000 SIGNUP REWARDS
• Earn 4 Voyager Rewards for every AED 1 spent overseas
• Earn 4 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
• Earn 2.2 Voyager Rewards for every AED 1 spent locally
• up to 50% cashback on all your travel spends
• Buy 1 Get 1 Free movie tickets and popcorn at VOX Cinemas

SCB-Cash Back Card

AED 5000

AED 0

3.25%

• Up to 10% cashback on supermarket spend
• Up to 10% cashback on school fees
• Up to 10% cashback on utility payments
• 50% discount at VOX Cinemas

NBAD Real Madrid Platinum MasterCard Credit Card

AED 10,000

AED 0

3.25%

• Travel benefits such as complimentary lounge access. Get 2 complimentary airport transfer services
• Get first four Fitness First visits at AED 15 per visit
• Watch movies starting from AED 5 Cine Royal in Abu Dhabi and Oscar Cinema in Abu Dhabi & Al-Ain and from AED 10 at Reel Cinemas in Dubai and Oscar Cinema in Sharjah. Earn NBAD Stars and redeem for rewards such as miles and air tickets

Al Hilal Bank AHB Qibla Card

AED 8,000

AED 500

2.5%

• You require a minimum salary of AED 8,000 per month to be eligible for this card with salary transfer. If you don't transfer your salary, the minimum salary requirement is AED 10,000.
• Up to 55 days of profit rate free period.
• The foreign currency rate applicable on overseas transactions is 2.5%

NBAD Al Futtaim Platinum MasterCard Credit Card

AED 10,000

AED 0

2.07%

• Watch movies starting from AED 5 Cine Royal in Abu Dhabi and Oscar Cinema in Abu Dhabi & Al-Ain and from AED 10 at Reel Cinemas in Dubai and Oscar Cinema in Sharjah
• Get 4 visits to any Fitness First at AED 15 per month within one month

Mashreq Novo Credit Card

AED 5000

AED 300

3.25%

• 50% discount on movie tickets exclusively for Novo Card holders, any day of week
• Skip the Queues but not the Previews with dedicated Ticketing and F&B counters, created exclusively for Mashreq Novo Credit Card holders at Novo Cinemas
• Catch the latest Blockbuster before anyone else through Exclusive Invites to movie screenings, for yourself and a companion

United Arab Bank FC Barcelona Platinum Card

AED 10,000

AED 0

2.49%

• Get VOX Cinema offers
• Get Visa gold privileges
• Earn Barca points and redeem across 900 airlines, 200,000 hotels and electronic products,

Dubai Islamic Bank Rewards Consumer Card

AED 5,000

AED 0

3%

• Get 50% cashback on movie tickets.
• Get up to 3% cashback on your daily spends
• Get 3% cashback on supermarket & hypermarket purchases, automobile servicing, Etisalat and Du bill payments, fuel spends, utility bills, salik and nol recharges.
• Maximum cashback of AED 1000 per billing cycle.

Dubai First Skyy Miles Exclusive Visa

AED 8,000

AED 1,500

2.99%

• TRAVEL PRIVILEGES: Worldwide Airport Lounge Access, Airport Pick and Drop Service, Complimentary International Concierge, Service, HotelClub, Visa Luxury Hotels Collection, Holiday packages
• RECOGNITION OFFERS: Destination Harrods, Hilton HHonors, Langham's Elite Membership

Noor Bank-Srilankan Credit Card

AED 5,000

AED 0

2.99%

• 2 FlySmiLes for every $1 (dh 3.67) spent
• Access to the privileges of the oneworld airline alliance's frequent flyer programme on more than 15 airlines including Qantas, American Airlines, US Airways, British Airways, Qatar Airways and many more
• Excess luggage allowance of 12kg

ADIB-Etihad Guest Classic Card

AED 5,000

AED 500

2.99%

• High earning rewards program
• Preferred rates from ADIB travel desk
• Roadside Assistance

ADIB-Etihad Guest Classic Card

AED 5,000

AED 300

3.25%

• No tiers and no spend thresholds are applicable on this card.
• You can earn 1.25 sMiles on every AED spent locally and 3.25 sMiles on every AED spent worldwide.
• The card is equipped with latest technology like Chip & PIN to ensure added safety and security.
• No cap is applicable on sMiles earned by you.